Your one stop mortgage lender with lots of options...
Buying a home is one of the biggest purchases most of us make. House hunting can be exciting and disappointing at the same time. Some people find the perfect home in three days, for others, it can take months. With short sales and foreclosures so predominant in the housing market, you need experienced, expert advice. We've seen it all. And we understand how you feel. Once you finally find the perfect home, let us help you quickly find the perfect mortgage. Conventional, FHA, VA, USDA Rural Housing Loans, Jumbo, fixed, ARMs or balloons...if it's on the market today, we offer it.
We will be there with you every step
of the way. Our company has been in business since 1996, and we invite
you to put our experience and expertise to work for you. With so many
companies exiting the mortgage business in the past 5 years, ours has
continued to thrive. We have built strong relationships with many
Realtors who rely on us to deliver an "Approved" mortgage time and time
again. That's always our goal! We will educate you about your options
and help you make important decisions about the amount of down payment
you choose, the loan program that makes the most sense for your personal
situation and what to expect from application, to underwriting, and
closing.
Are you already living in your dream home? Maybe it can be even dreamier with a lower monthly mortgage payment! Refinancing could be the way to go. With record low rates and the Home Affordable Refinance Program, many homeowners are able to refinance at high loan-to-value with no mortgage insurance required. Streamline FHA and VA loans are a great option if your current mortgage is either an FHA or VA loan. Check our your options with our Refinance Mortgage Calculator. Or, try out our Debt Consolidation Mortgage Calculator to see if a home equity loan or second mortgage would work for you. A review of our Loan Programs appears on this
website.
Call us at 734-455-2219 or e-mail us for a personalized quote.
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Approved Mortgages, Inc.
5820 N. Canton Center Road, Suite 125
Canton, MI 48187
Office Phone: (734) 455-2219 Fax: (734) 455-2370
Toll Free Phone: (866) APP-MTGS
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- Enthusiasm working for you
Helping people make one of their most important decisions is a serious responsibility,
but something that we truly enjoy doing. This enthusiasm and hard work will benefit you and
help reduce the stress and anxiety often associated with real estate transactions. Your dream is our ambition. We work with your scheduling needs and understand the tight deadlines brought on in the current short sale / foreclosure market.
- Established Credibility
We have many years of experience and knowledge working in this industry. We can say with
confidence that we'll get the job done right. Just ask our past clients! Or maybe you were referred by one yourself. Our business is based on word-of-mouth referrals primarily, and we do our utmost to earn your repeat business.
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 Mortgage News Daily
FHFA Establishes New Housing Goals for GSEs - 2 hours ago
Posted To: MND NewsWireThe Federal Housing Finance Agency (FHFA), conservator of Freddie Mac and Fannie Mae (the Enterprises) has established its final housing goals for the Enterprises in 2010-2011. FHFA is required by the Housing and Economic Recovery Act of 2008 (HERA) to set such goals for targeted segments of the mortgage market The new rules establish three goals for single-family, owner-occupied home purchases; one for low-income families, another for very low-income families, and a third for families living in geographical areas with lower-income populations, areas with high concentrations of minority residents, or federal declared disaster areas. The goal for disaster areas contains a sub-goal to ensure that the needs of lower-income and minority areas are addressed. A goal has also been established for...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
Banks Prefer Cash Buyers in REO Sales; Freddie Mac Streamline Refi Program; Originator Capacity Constraints; Comments on Property Flipping - 2 hours ago
Posted To: Pipeline PressIf there's one thing that an investor will never let any originator off the buyback hook for, it's fraud . Not only that, but the penalties can go far beyond merely buying back the loan, and saying' "My bad." Just in the last few days, Laura-Jean Arvelo and Ronald O'Malley, a New Jersey mortgage broker and former head of the Bergen County Improvement Authority, was indicted by a federal grand jury on charges of preparing fraudulent mortgage applications. Both are charged with wire fraud, bank fraud and loan application fraud in order to take bogus documents and falsified applications to trick lenders into making mortgage loans and benefited from fees they received. Ryan Miller of Missouri was sentenced to more than 12 years in federal prison and pay $6 million in restitution for mortgage fraud...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
Employment Situation Report: -54K Total Job Losses. Private Sector Adds 67k Positions. Bonds Sell - 4 hours ago
Posted To: MBS CommentaryTHE EMPLOYMENT SITUATION – AUGUST 2010 – BETTER THAN EXPECTED From the Release... Nonfarm payroll employment changed little (-54,000) in August, and the unemployment rate was about unchanged at 9.6 percent, the U.S. Bureau of Labor Statistics reported today. Government employment fell, as 114,000 temporary workers hired for the decennial census completed their work. Private-sector payroll employment continued to trend up modestly (+67,000). The number of unemployed persons (14.9 million) and the unemployment rate (9.6 percent) were little changed in August. From May through August, the jobless rate remained in the range of 9.5 to 9.7 percent. The number of long-term unemployed (those jobless for 27 weeks and over) declined by 323,000 over the month to 6.2 million . In August, 42...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
The Day Ahead: August Employment Data to Drive Markets - 5 hours ago
Posted To: MBS CommentaryMarkets are roughly flat Friday morning ahead of the widely anticipated employment report for August, which at 8:30 eastern time is set to show that jobs declined for the third straight month. Ninety minutes before the opening bell, the S&P 500 is down 0.75 to 1,089.00. The 10 year Treasury note is -0-07 at 99-25 yielding 2.65% (+2.5bps) and the October deliver FNCL 4.0 is -0-02 at 102-22. The employment report is anticipated to show that 100,000 jobs were lost last month, though the decline relates to disappearing Census jobs rather than another dip. Still, private payrolls should increase a modest 41,000, according to economists polled by Reuters, and manufacturing jobs should be up by 10,000. “Unfortunately, whatever we see privately probably gets fully offset by other public sector...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
Mortgage Rates Move Higher Before Jobs Data - 19 hours ago
Posted To: Mortgage Rate WatchWhat a boring day in the markets! Stocks added to yesterday's gains and bonds added to their losses. This pushed mortgage rates marginally higher. The best 30 year fixed mortgage rates are still in the 4.125% to 4.375% range for well-qualified consumers, but less lenders are offering rates below 4.25% today. If your lender is still willing to offer a rate below 4.25%, your closing costs are about 25bps higher today (0.25% of your loan amount). AQ's comments from yesterday still apply... We're not panicking over this sell off. There has been no change in our fundamental economic outlook, we see no new reason to be optimistic about a rapid recovery. What we witnessed today was a technical adjustment, an adjustment that could reverse course on Friday morning if the Employment Situation Report...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it. |
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